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he would have thought possible. He was too stout and no artful arrangement of his fair hair could conceal the fact that he was bald. His blue eyes were dull and pale. It was not hard to guess that he drank too much.

“What on earth made you think of going out to the Cape?” asked Philip.

“Oh, I don’t know, I thought I ought to.”

Philip was silent. He felt rather silly. He understood that Hayward was being driven by an uneasiness in his soul which he could not account for. Some power within him made it seem necessary to go and fight for his country. It was strange, since he considered patriotism no more than a prejudice, and, flattering himself on his cosmopolitanism, he had looked upon England as a place of exile. His countrymen in the mass wounded his susceptibilities. Philip wondered what it was that made people do things which were so contrary to all their theories of life. It would have been reasonable for Hayward to stand aside and watch with a smile while the barbarians slaughtered one another. It looked as though men were puppets in the hands of an unknown force, which drove them to do this and that; and sometimes they used their reason to justify their actions; and when this was impossible they did the actions in despite of reason.

“People are very extraordinary,” said Philip. “I should never have expected you to go out as a trooper.”

Hayward smiled, slightly embarrassed, and said nothing.

“I was examined yesterday,” he remarked at last. “It was worth while undergoing the gene of it to know that one was perfectly fit.”

Philip noticed that he still used a French word in an affected way when an English one would have served. But just then Macalister came in.

“I wanted to see you, Carey,” he said. “My people don’t feel inclined to hold those shares any more, the market’s in such an awful state, and they want you to take them up.”

Philip’s heart sank. He knew that was impossible. It meant that he must accept the loss. His pride made him answer calmly.

“I don’t know that I think that’s worth while. You’d better sell them.”

“It’s all very fine to say that, I’m not sure if I can. The market’s stagnant, there are no buyers.”

“But they’re marked down at one and an eighth.”

“Oh yes, but that doesn’t mean anything. You can’t get that for them.”

Philip did not say anything for a moment. He was trying to collect himself.

“D’you mean to say they’re worth nothing at all?”

“Oh, I don’t say that. Of course they’re worth something, but you see, nobody’s buying them now.”

“Then you must just sell them for what you can get.”

Macalister looked at Philip narrowly. He wondered whether he was very hard hit.

“I’m awfully sorry, old man, but we’re all in the same boat. No one thought the war was going to hang on this way. I put you into them, but I was in myself too.”

“It doesn’t matter at all,” said Philip. “One has to take one’s chance.”

He moved back to the table from which he had got up to talk to Macalister. He was dumfounded; his head suddenly began to ache furiously; but he did not want them to think him unmanly. He sat on for an hour. He laughed feverishly at everything they said. At last he got up to go.

“You take it pretty coolly,” said Macalister, shaking hands with him. “I don’t suppose anyone likes losing between three and four hundred pounds.”

When Philip got back to his shabby little room he flung himself on his bed, and gave himself over to his despair. He kept on regretting his folly bitterly; and though he told himself that it was absurd to regret for what had happened was inevitable just because it had happened, he could not help himself. He was utterly miserable. He could not sleep. He remembered all the ways he had wasted money during the last few years. His head ached dreadfully.

The following evening there came by the last post the statement of his account. He examined his pass-book. He found that when he had paid everything he would have seven pounds left. Seven pounds! He was thankful he had been able to pay. It would have been horrible to be obliged to confess to Macalister that he had not the money. He was dressing in the eye-department during the summer session, and he had bought an ophthalmoscope off a student who had one to sell. He had not paid for this, but he lacked the courage to tell the student that he wanted to go back on his bargain. Also he had to buy certain books. He had about five pounds to go on with. It lasted him six weeks; then he wrote to his uncle a letter which he thought very business-like; he said that owing to the war he had had grave losses and could not go on with his studies unless his uncle came to his help. He suggested that the Vicar should lend him a hundred and fifty pounds paid over the next eighteen months in monthly instalments; he would pay interest on this and promised to refund the capital by degrees when he began to earn money. He would be qualified in a year and a half at the latest, and he could be pretty sure then of getting an assistantship at three pounds a week. His uncle wrote back that he could do nothing. It was not fair to ask him to sell out when everything was at its worst, and the little he had he felt that his duty to himself made it necessary for him to keep in case of illness. He ended the letter with a little homily. He had warned Philip time after time, and Philip had never paid any attention to him; he could not honestly say he was surprised; he had long expected that this would be the end of Philip’s extravagance and want of balance. Philip grew hot and cold when he read this. It had never occurred to him that his uncle would refuse, and he burst into furious anger; but this was succeeded by utter blankness: if his uncle would not help him he could not go on at the hospital. Panic seized him and, putting aside his pride, he wrote again to the Vicar of Blackstable, placing the case before him more urgently; but perhaps he did not explain himself properly and his uncle did not realise in what desperate straits he was, for he answered that he could not change his mind; Philip was twenty-five and really ought to be earning his living. When he died Philip would come into a little, but till then he refused to give him a penny. Philip felt in the letter the satisfaction of a man who for many years had disapproved of his courses and now saw himself justified.

XCIX

Philip began to pawn his clothes. He reduced his expenses by eating only one meal a day beside his breakfast; and he ate it, bread and butter and cocoa, at four so that it should last him till next morning. He was so hungry by nine o’clock that he had to go to bed. He thought of borrowing money from Lawson, but the fear of a refusal held him back; at last he asked him for five pounds. Lawson lent it with pleasure, but, as he did so, said:

“You’ll let me have it back in a week or so, won’t you? I’ve got to pay my framer, and I’m awfully broke just now.”

Philip knew he would not be able to return it, and the thought of what Lawson would think made him so ashamed that in a couple of days he took the money back untouched. Lawson was just going out to luncheon and asked Philip to come too. Philip could hardly eat, he was so glad to get some solid food. On Sunday he was sure of a good dinner from Athelny. He hesitated to tell the Athelnys what had happened to him: they had always looked upon him as comparatively well-to-do, and he had a dread that they would think less well of him if they knew he was penniless.

Though he had always been poor, the possibility of not having enough to eat had never occurred to him; it was not the sort of thing that happened to the people among whom he lived; and he was as ashamed as if he had some disgraceful disease. The situation in which he found himself was quite outside the range of his experience. He was so taken aback that he did not know what else to do than to go on at the hospital; he had a vague hope that something would turn up; he could not quite believe that what was happening to him was true; and he remembered how during his first term at school he had often thought his life was a dream from which he would awake to find himself once more at home. But very soon he foresaw that in a week or so he would have no money at all. He must set about trying to earn something at once. If he had been qualified, even with a club-foot, he could have gone out to the Cape, since the demand for medical men was now great. Except for his deformity he might have enlisted in one of the yeomanry regiments which were constantly being sent out. He went to the secretary of the Medical School and asked if he could give him the coaching of some backward student; but the secretary held out no hope of getting him anything of the sort. Philip read the advertisement columns of the medical papers, and he applied for the post of unqualified assistant to a man who had a dispensary in the Fulham Road. When he went to see him, he saw the doctor glance at his club-foot; and on hearing that Philip was only in his fourth year at the hospital he said at once that his experience was insufficient: Philip understood that this was only an excuse; the man would not have an assistant who might not be as active as he wanted. Philip turned his attention to other means of earning money. He knew French and German and thought there might be some chance of finding a job as correspondence clerk; it made his heart sink, but he set his teeth; there was nothing else to do. Though too shy to answer the advertisements which demanded a personal application, he replied to those which asked for letters; but he had no experience to state and no recommendations: he was conscious that neither his German nor his French was commercial; he was ignorant of the terms used in business; he knew neither shorthand nor typewriting. He could not help recognising that his case was hopeless. He thought of writing to the solicitor who had been his father’s executor, but he could not bring himself to, for it was contrary to his express advice that he had sold the mortgages in which his money had been invested. He knew from his uncle that Mr. Nixon thoroughly disapproved of him. He had gathered from Philip’s year in the accountant’s office that he was idle and incompetent.

“I’d sooner starve,” Philip muttered to himself.

Once or twice the possibility of suicide presented itself to him; it would be easy to get something from the hospital dispensary, and it was a comfort to think that if the worst came to the worst he had at hand means of making a painless end of himself; but it was not a course that he considered seriously. When Mildred had left him to go with Griffiths

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