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a cocked hat; and nobody knows whether we are going to have any country much longer, and nobody dares to buy a house. Confound him! he takes this time, when the place won't fetch anything! He knows it will bring two thousand dollars just as soon as the clouds blow[Pg 186] over. He intends to make money by the operation."

"Well, I don't see that you can help yourself, hard as the case is."

"I don't know that I can; but I have been trying to do something."

"What?"

"I have asked two or three to take the mortgage; but I haven't found anybody yet. Nobody down here has any money except my grandad, and it might as well be buried in the sea as to be in his trousers' pocket."

"Did you want to see me about this business?" asked Leopold.

"Yes."

"Do you think I could help you out?"

"That was my idea."

"That's good!" laughed Leopold. "My father can hardly keep his head above water now. He don't know where he shall get the money to pay the interest on his mortgage, due on the first of July. I should not be much surprised if your grandfather had to foreclose on the Sea Cliff House."

"Of course I don't expect you to find the[Pg 187] money for us, only to help me in another way. But what you said about your father reminds me of something I was going to tell you, when I saw you."

"What's that?"

"If my grandad was a decent man, I wouldn't say anything about it," replied Stumpy, apparently troubled with a doubt in regard to the propriety of the revelation he was about to make.

"If there is anything private about it, don't say anything," added Leopold, whose high sense of honor would not permit him to encourage his friend to make an improper use of any information in his possession.

"The conversation I heard was certainly not intended for my ear," continued Stumpy, thoughtfully.

"Then don't mention it."

"I think I ought to tell you, Le, for the business concerns your father."

"No matter whom it concerns, if the information don't belong to you," said Leopold. "If I hear my father and Jones talking about Smith in a private way, I don't think I have any right[Pg 188] to go and tell Smith what they say. It makes trouble, and it's none of my business."

"I think you are right in the main, Le; but let me put the question in another form. Suppose you heard two scallawags in your hotel talking about setting my mother's house on fire; suppose you knew the plan they had formed to burn the cottage; would you say it was none of your business, because you happened to hear them, and the conversation was not intended for your ears?"

"I don't believe I should say or think any such thing. These men would be plotting to commit a crime and it would be my duty to tell you," replied Leopold.

"My sentiments exactly. A crime! That's just my opinion of what my grandad is doing."

"If you think so, it is perfectly proper for you to let on."

"I do think so and I shall let on," added Stumpy. "As you said just now, the interest on the mortgage note which your father owes Squire Moses will be due on the first day of July; and that's only ten days ahead. The squire thinks your father won't be able to raise[Pg 189] the money, because he has been to him to ask the old skin flint to let him up a little."

"Yes; I know all that," replied Leopold, sadly, for he dreaded the first of July almost as a condemned convict dreads the day of execution.

"I went up to grandad's the other day, to carry his spectacles, which he left on the table when he came to tell mother that she must move out on the first of August. I wanted to give the spectacles into his own hands, and to say a word to him about the place, if I got a chance. I went into the kitchen, where the old man stays when he's in the house. He wasn't there; but I heard his voice in the next room where he keeps his papers, and I sat down to wait till he came out. There was no one in the kitchen but myself, for the women folks had gone up stairs to make the beds."

"But whom was Squire Moses talking to?" asked Leopold, much interested.

"I was going to tell you all about it, Le; but I wanted to say, in the first place, that I didn't go into the kitchen to listen, and I didn't want to break in on the old man when he was[Pg 190] busy. Squire Moses did most of the talking, and it was some time before I found out who was with him. But after a while the other man spoke, and I knew it was Ethan."

"Ethan Wormbury you mean?" asked Leopold.

"Yes my uncle Ethan, that keeps the Island Hotel. Your father's new house, Le, has scared him half out of his wits. I can't remember half I heard them say; but the substance of it was, that if your father don't pay his interest money on the very first day of July, the old man means to foreclose the mortgage just as quick as the law will let him. That's the upshot of all that was said."

"That's too bad!" exclaimed Leopold, indignantly.

"Just what I thought, and that's the reason why I wanted to tell you. Squire Moses said your father's furniture was mortgaged, and that would have to be sold too. The plan of the old hunks is to get the hotel, and put Ethan into it as landlord. If he can't do it this summer, he means to do it as soon as he can. He thought if he got the house, he could buy the[Pg 191] furniture, and set Ethan up by the middle of July, or the first of August."

"It's a mean trick," muttered Leopold.

"That's what I say; but it isn't any meaner than a thousand other things the old man does. Only think of his turning his son's wife, with three children, out of house and home! But you can tell your father all about it, Le, and perhaps he may be able to get an anchor out to windward," continued Stumpy, whose sympathy for his friend was hardly less than his fear for his mother's future.

"I'm much obliged to you for telling me, Stumpy; but I don't know that my father will be able to do anything to help himself, desperate as the case is," added Leopold.

"I hope he will."

"So do I but I have my doubts. Father said to-day that he had six calls for every dollar he got. He has mortgaged everything, so that he can't raise anything more. He said there was money enough in the large cities; that they had picked up after the first blow of the war, and some men were getting rich faster than ever; but down here everything was at a stand-still;[Pg 192] no business, and no money. The rich folks will come down to the hotel by and by; and father says a good week, with the Sea Cliff House full, would set him all right; but he can't expect to do anything more than pay expenses, and hardly that, till the middle of July."

"It's a hard case, and Squire Moses knows it. He said if he couldn't get the house on the first of July payment, he was afraid he should not be able to get it at all for Ethan. I hope your father will be able to do something."

"I hope so. If I could find any one who would give me a hundred and fifty dollars for this boat, I would sell her quick, and hand the money over to father. It would pay his interest, into thirty dollars, and perhaps he could raise the rest, though he says he has not had twenty dollars in his hand at one time for a month. I can't exactly see why it is that when men are making money hand over fist in some parts of the country, everything is so dead in Rockhaven. The quarries have all stopped working, and the fishermen have gone to the war," said Leopold, as the Rosabel reached her landing place near the hotel, where she was carefully moored; and the boys went on shore.[Pg 193]

"By the way, Stumpy," continued the skipper, as they walked up the steep path towards the road, "you said I might be able to do something to help your mother out of her trouble. If I can, I'm sure I should be glad to do so."

"I don't know that I will say anything about it now. Your case is rather worse than mine, if anything, and you have enough to think of without bothering your head with my mother's troubles," replied Stumpy.

"Of course I can't raise any money to help her out; but if I can do anything else, nothing would please me more."

"If you have any friends, you ought to use them for your father."

"What do you mean by friends? I haven't any friends."

"Yes, you have; but I don't know that you have the cheek to call upon them. I suppose it will do no harm to tell you what I was thinking about, Le," added Stumpy, when they reached the road, and halted there. "Your boat is called the Rosabel. You gave her that name."[Pg 194]

"Of course I did. What has that to do with this matter?" demanded Leopold, puzzled by the roundabout manner in which his friend approached his subject.

"You named the boat after somebody," continued Stumpy, with something like a chuckle in his tones.

"I named her after Miss Rosabel Hamilton, whose father has been one of the best customers of the hotel. Perhaps I had my weather eye open when I christened the sloop."

"Certainly you had," ejaculated Stumpy.

"But it was only to please the family, and induce them to stay longer at the hotel."

"Perhaps it was," added Stumpy, placing a wicked emphasis on the first word.

"O, I know it was!" protested Leopold.

"But I used to think you were rather sweet on Miss Rosabel, when I was in the boat with you."

"Nonsense, Stumpy!" replied Leopold; and if there had been light enough, perhaps his companion might have distinguished a slight blush upon his brown face. "I never thought of such a thing. Why, her father has been a[Pg 195] member of Congress, and they say he is worth millions."

"I don't care anything about Congress or the millions; you would have jumped overboard and drowned yourself for the girl at any minute."

"Perhaps I would; I don't know. She's a nice girl," mused Leopold.

"That's not all, either."

"Well, what else?"

"If Rosabel didn't like you better than she did the town pump, I don't guess any more," chuckled Stumpy.

"I think she did like me, just as she would any fellow that did his best to make her comfortable and happy."

"More than that."

"I don't believe it. But what has all this to do with your mother's case, or my father's?"

"I won't mix things any longer. Her father is as rich as mud. I was going to ask you if you wouldn't write to Mr. Hamilton, and ask him to take the mortgage on my mother's house."

Leopold did not like the idea, but he promised to consider it.

"If I were you, Le, I should mention my father's case to him," added Stumpy.[Pg 196]

But Leopold did not like this idea any better than the other; and they separated.

[Pg 197]

CHAPTER XI. IN THE FOG.

Leopold parted with his friend opposite the Sea Cliff House. He entered the office, where his father was busy in conversation with one of the guests. Luckily the landlord, satisfied with the safety of his son, did not ask him where he had been; for his absence on the water was too common an event to excite any remark, and Leopold went to bed as soon as he had shown himself to his mother, and told her that the squall had not harmed him. It is one thing to go to bed, and quite another to sleep. Leopold was tired enough to need rest, yet his future action in regard to the hidden treasure did not allow him to do anything but think, think, think, till he heard the church clock strike twelve. That was the last he heard that night. But with all his thinking, his

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