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the garden, ā€˜is that you donā€™t put on anyā€”you know what I mean. People seem to me to be generally either low and ignorant, or so high and mighty thereā€™s no getting on with them at all. Youā€™re just what I wanted to find. Now I must go and send mother to see you.ā€™

Emmeline protested against this awkward proceeding. Why should not both come together and have a cup of tea? If it were desired, Miss Derrick could step into the garden whilst her mother said whatever she wished to say. The girl assented, and in excellent spirits betook herself to the railway station. Emmeline waited something less than a quarter of an hour; then a hansom drove up, and Mrs. Higgins, after a deliberate surveyal of the house front, followed her daughter up the pathway.

The first sight of the portly lady made the situation clearer to Mrs. Mumford. Louise Derrick represented a certain stage of civilisation, a degree of conscious striving for better things; Mrs. Higgins was prosperous and self-satisfied vulgarity. Of a complexion much lighter than the girlā€™s, she still possessed a coarse comeliness, which pointed back to the dairymaid type of damsel. Her features revealed at the same time a kindly nature and an irascible tendency. Monstrously overdressed, and weighted with costly gewgaws, she came forward panting and perspiring, and, before paying any heed to her hostess, closely surveyed the room.

ā€˜Mrs. Mumford,ā€™ said the girl, ā€˜this is my mother. Mother, this is Mrs. Mumford. And now, please, let me go somewhere while you have your talk.ā€™

ā€˜Yes, thatā€™ll be best, thatā€™ll be best,ā€™ exclaimed Mrs. Higgins. ā€˜Dear, ā€˜ow ā€˜ot it is! Run out into the garden, Louise. Nice little ā€˜ouse, Mrs. Mumford. And Louise seems quite taken with you. She doesnā€™t take to people very easy, either. Of course, you can give satisfactory references? I like to do things in a business-like way. I understand your ā€˜usband is in the City; shouldnā€™t wonder if he knows some of Mr. ā€˜Igginsā€™s friends. Yes, I will take a cup, if you please. Iā€™ve just had one at the station, but itā€™s such thirsty weather. And what do you think of Louise? Because Iā€™d very much rather you said plainly if you donā€™t think you could get on.ā€™

ā€˜But, indeed, I fancy we could, Mrs. Higgins.ā€™

ā€˜Well, Iā€™m sure Iā€™m very glad of it. It isnā€™t everybody can get on with Louise. I dessay sheā€™s told you a good deal about me and her stepfather. I donā€™t think sheā€™s any reason to complain of the treatmentā€”ā€™

ā€˜She said you were both very kind to her,ā€™ interposed the hostess.

ā€˜Iā€™m sure we try to be, and Mr. ā€˜Iggins, he doesnā€™t mind what he gives her. A five-pound note, if youā€™ll believe me, is no more than a sixpence to him when he gives her presents. You see, Mrs. Rumfordā€”no, Mumford, isnā€™t it?ā€”I was first married very youngā€”scarcely eighteen, I was; and Mr. Derrick died on our wedding-day, two years after. Then came Mr. ā€˜Iggins. Of course I waited a proper time. And one thing I can say, that no woman was ever ā€˜appier with two ā€˜usbands than Iā€™ve been. Iā€™ve two sons growing up, hearty boys as ever you saw. If it wasnā€™t for this trouble with Louiseā€”ā€™ She stopped to wipe her face. ā€˜I dessay sheā€™s told you that Mr. ā€˜Iggins, who was a widower when I met him, has a daughter of his first marriageā€”her poor mother died at the birth, and sheā€™s older than Louise. I donā€™t mind telling you, Mrs. Mumford, sheā€™s close upon six-and-twenty, and nothing like so good-looking as Louise, neither. Mr. ā€˜Iggins, heā€™s kindness itself; but when it comes to differences between his daughter and my daughter, well, it isnā€™t in nature he shouldnā€™t favour his own. Thereā€™s more beā€™ind, but I dessay you can guess, and I wonā€™t trouble you with things that donā€™t concern you. And thatā€™s how it stands, you see.ā€™

By a rapid calculation Emmeline discovered; with surprise, that Mrs. Higgins could not be much more than forty years of age. It must have been a life of gross self-indulgence that had made the woman look at least ten years older. This very undesirable parentage naturally affected Emmelineā€™s opinion of Louise, whose faults began to show in a more pronounced light. One thing was clear: but for the fact that Louise aimed at a separation from her relatives, it would be barely possible to think of receiving her. If Mrs. Higgins thought of coming down to Sutton at unexpected momentsā€”no, that was too dreadful.

ā€˜Should you wish, Mrs. Higgins, to entrust your daughter to me entirely?ā€™

ā€˜My dear Mrs. Rumford, itā€™s very little that my wishes has to do with it! Sheā€™s made up her mind to leave ā€˜ome, and all I can do is to see she gets with respectable people, which I feel sure you are; and of course I shall have your references.ā€™

Emmeline turned pale at the suggestion. She all but decided that the matter must go no further.

ā€˜And what might your terms beā€”inclusive?ā€™ Mrs. Higgins proceeded to inquire.

At this moment a servant entered with tea, and Emmeline, sorely flurried, talked rapidly of the advantages of Sutton as a residence. She did not allow her visitor to put in a word till the door closed again. Then, with an air of decision, she announced her terms; they would be three guineas a week. It was half a guinea more than she and Clarence had decided to ask. She expected, she hoped, Mrs. Higgins would look grave. But nothing of the kind; Louiseā€™s mother seemed to think the suggestion very reasonable. Thereupon Emmeline added that, of course, the young lady would discharge her own laundressā€™s bill. To this also Mrs. Higgins readily assented.

ā€˜A hundred and sixty pounds per annum!ā€™ Emmeline kept repeating to herself. And, alas! it looked as if she might have asked much more. The reference difficulty might be minimised by naming her own married sister, who lived at Blackheath, and Clarenceā€™s most intimate friend, Mr. Tarling, who held a good position in a City house, and had a most respectable address at West Kensington. But her heart misgave her. She dreaded her husbandā€™s return home.

The conversation was prolonged for half-an-hour. Emmeline gave her references, and in return requested the like from Mrs. Higgins. This astonished the good woman. Why, her husband was Messrs. ā€˜Iggins of Fenchurch Street! Oh, a mere formality, Emmeline hastened to addā€”for Mr. Mumfordā€™s satisfaction. So Mrs. Higgins very pompously named two City firms, and negotiations, for the present, were at an end.

Louise, summoned to the drawing-room, looked rather tired of waiting.

ā€˜When can you have me, Mrs. Mumford?ā€™ she asked. ā€˜Iā€™ve quite made up my mind to come.ā€™

ā€˜Iā€™m afraid a day or two must pass, Miss Derrickā€”ā€™

ā€˜The references, my dear,ā€™ began Mrs. Higgins.

ā€˜Oh, nonsense! Itā€™s all right; anyone can see.ā€™

ā€˜There you go! Always cutting short the words in my mouth. I canā€™t endure such behaviour, and I wonder what Mrs. Rumford thinks of it. Iā€™ve given Mrs. Rumford fair warningā€”ā€™

They wrangled for a few minutes, Emmeline feeling too depressed and anxious to interpose with polite commonplaces. When at length they took their leave, she saw the last of them with a sigh of thanksgiving. It had happened most fortunately that no one called this afternoon.

ā€˜Clarence, itā€™s quite out of the question.ā€™ Thus she greeted her husband. ā€˜The girl herself I could endure, but oh, her odious mother!ā€”Three guineas a week! I could cry over the thought.ā€™

By the first post in the morning came a letter from Louise. She wrote appealingly, touchingly. ā€˜I know you couldnā€™t stand my mother, but do please have me. I like Sutton, and I like your house, and I like you. I promise faithfully nobody from home shall ever come to see me, so donā€™t be afraid. Of course if you wonā€™t have me, somebody else will; Iā€™ve got two hundred to choose from, but Iā€™d rather come to you. Do write and say I may come. Iā€™m so sorry I quarrelled with mother before you. I promise never to quarrel with you. Iā€™m very good-tempered when I get what I want.ā€™ With much more to the same effect.

ā€˜We will have her,ā€™ declared Mumford. ā€˜Why not, if the old people keep away?ā€”You are quite sure she sounds her hā€™s?ā€™

ā€˜Oh, quite. She has been to pretty good schools, I think. And I dare say I could persuade her to get other dresses and hats.ā€™

ā€˜Of course you could. Really, it seems almost a duty to take herā€”doesnā€™t it?ā€™

So the matter was settled, and Mumford ran off gaily to catch his train.

Three days later Miss Derrick arrived, bringing with her something like half-a-ton of luggage. She bounded up the doorsteps, and, meeting Mrs. Mumford in the hall, kissed her fervently.

ā€˜Iā€™ve got such heaps to tell you Mr. Higgins has given me twenty pounds to go on withā€”for myself; I mean; of course heā€™ll pay everything else. How delighted I am to be here! Please pay the cabman Iā€™ve got no change.ā€™

A few hours before this there had come a letter from Mrs. Higgins; better written and spelt than would have seemed likely.

ā€˜Dear Mrs. Mumford,ā€™ it ran, ā€˜L. is coming tomorrow morning, and I hope you wonā€™t repent. Thereā€™s just one thing I meant to have said to you but forgot, so Iā€™ll say it now. If it should happen that any gentleman of your acquaintance takes a fancy to L., and if it should come to anything, Iā€™m sure both Mr. H. and me would be most thankful, and Mr. H. would behave handsome to her. And whatā€™s more, Iā€™m sure he would be only too glad to show in a handsome way the thanks he would owe to you and Mr. M.ā€”Very truly yours, Susan H. Higgins.ā€™

CHAPTER II

ā€˜Runnymedeā€™ (so the Mumfordsā€™ house was named) stood on its own little plot of ground in one of the tree-shadowed roads which persuade the inhabitants of Sutton that they live in the country. It was of red brick, and double-fronted, with a porch of wood and stucco; bay windows on one side of the entrance, and flat on the other, made a contrast pleasing to the suburban eye. The little front garden had a close fence of unpainted lath, a characteristic of the neighbourhood. At the back of the house lay a long, narrow lawn, bordered with flower-beds, and shaded at the far end by a fine horse-chestnut.

Emmeline talked much of the delightful proximity of the Downs; one would have imagined her taking long walks over the breezy uplands to Banstead or Epsom, or yet further afield The fact was, she saw no more of the country than if she had lived at Brixton. Her windows looked only upon the surrounding houses and their garden foliage. Occasionally she walked along the asphalte pavement of the Brighton Roadā€”a nursemaidsā€™ promenadeā€”as far as the stone which marks twelve miles from Westminster Bridge. Here, indeed, she breathed the air of the hills, but villas on either hand obstructed the view, and brought London much nearer than the measured distance. Like her friends and neighbours, Emmeline enjoyed Sutton because it was a most respectable little portion of the great town, set in a purer atmosphere. The country would have depressed her.

In this respect Miss Derrick proved a congenial companion. Louise made no pretence of rural inclinations, but had a great liking for tree-shadowed asphalte, for the results of elaborate horticulture, for the repose and the quiet of villadom.

ā€˜I should like to have a house just like this,ā€™ she declared, on her first evening at ā€œRunnymede,ā€ talking with her host and hostess out in the garden. ā€˜Itā€™s quite big enough, unless, of course, you have

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