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had eight hundred dollars, he came to him and got him drinking and persuaded him to hand over the eight hundred dollars and to let him put it into the Louisiana State lottery. In those days the Louisiana Lottery had not yet been forbidden the use of the mails, and you could buy a ticket for anything from one dollar up. The Grand Prize was two hundred thousand dollars, and the Seconds were a hundred thousand each.

So the brother persuaded the schoolmaster to put the money in. He said he had a system for buying only the tickets with prime numbers, that won’t divide by anything, and that it must win. He said it was a mathematical certainty, and he figured it out with the schoolmaster in the back room of a saloon, with a box of dominoes on the table to show the plan of it. He told the schoolmaster that he himself would only take ten per cent of what they made, as a commission for showing the system, and the schoolmaster could have the rest.

So, in a mad moment, the schoolmaster handed over his roll of money, and that was the last he ever saw of it.

The next morning when he was up he was fierce with rage and remorse for what he had done. He could not go back to the school, and he had no money to go forward. So he stayed where he was in the little hotel where he had got drunk, and went on drinking. He looked so fierce and unkempt that in the hotel they were afraid of him, and the bar-tenders watched him out of the corners of their eyes wondering what he would do; because they knew that there was only one end possible, and they waited for it to come. And presently it came. One of the bar-tenders went up to the schoolmaster’s room to bring up a letter, and he found him lying on the bed with his face grey as ashes, and his eyes looking up at the ceiling. He was stone dead. Life had beaten him.

And the strange thing was that the letter that the bartender carried up that morning was from the management of the Louisiana Lottery. It contained a draft on New York, signed by the treasurer of the State of Louisiana, for two hundred thousand dollars. The schoolmaster had won the Grand Prize.

The above story, I am afraid, is a little gloomy. I put it down merely for the moral it contained, and I became so absorbed in telling it that I almost forgot what the moral was that it was meant to convey. But I think the idea is that if the schoolmaster had long before abandoned the study of medicine, for which he was not fitted, and gone in, let us say, for playing the banjo, he might have become end-man in a minstrel show. Yes, that was it.

Let me pass on to other elements in success.

I suppose that anybody will admit that the peculiar quality that is called initiative—the ability to act promptly on one’s own judgement—is a factor of the highest importance.

I have seen this illustrated two or three times in a very striking fashion.

I knew, in Toronto—it is long years ago—a singularly bright young man whose name was Robinson. He had had some training in the iron and steel business, and when I knew him was on the look out for an opening.

I met him one day in a great hurry, with a valise in his hand.

“Where are you going?” I asked.

“Over to England,” he said. “There is a firm in Liverpool that have advertised that they want an agent here, and I’m going over to apply for the job.”

“Can’t you do it by letter?” I asked.

“That’s just it,” said Robinson, with a chuckle, “all the other men will apply by letter. I’ll go right over myself and get there as soon or sooner than the letters. I’ll be the man on the spot, and I’ll get the job.”

He was quite right. He went over to Liverpool, and was back in a fortnight with English clothes and a big salary.

But I cannot recommend his story to my friends. In fact, it should not be told too freely. It is apt to be dangerous.

I remember once telling this story of Robinson to a young man called Tomlinson who was out of a job. Tomlinson had a head two sizes too big, and a face like a bun. He had lost three jobs in a bank and two in a broker’s office, but he knew his work, and on paper he looked a good man.

I told him about Robinson, to encourage him, and the story made a great impression.

“Say, that was a great scheme, eh?” he kept repeating. He had no command of words, and always said the same thing over and over.

A few days later I met Tomlinson in the street with a valise in his hand.

“Where are you going?” I asked.

“I’m off to Mexico,” he answered. “They’re advertising for a Canadian teller for a bank in Tuscapulco. I’ve sent my credentials down, and I’m going to follow them right up in person. In a thing like this, the personal element is everything.”

So Tomlinson went down to Mexico and he travelled by sea to Mexico City, and then with a mule train to Tuscapulco. But the mails, with his credentials, went by land and got there two days ahead of him.

When Tomlinson got to Tuscapulco he went into the bank and he spoke to the junior manager and told him what he came for. “I’m awfully sorry,” the junior manager said, “I’m afraid that this post has just been filled.” Then he went into an inner room to talk with the manager. “The tellership that you wanted a Canadian for,” he asked, “didn’t you say that you have a man already?”

“Yes,” said the manager, “a brilliant young fellow from Toronto; his name is Tomlinson, I have his credentials here—a first-class man. I’ve wired him to come right along, at our expense, and we’ll keep the job open for him ten days.”

“There’s a young man outside,” said the junior, “who wants to apply for the job.”

“Outside?” exclaimed the manager. “How did he get here?”

“Came in on the mule train this morning: says he can do the work and wants the job.”

“What’s he like?” asked the manager.

The junior shook his head.

“Pretty dusty looking customer,” he said. “Shifty looking.”

“Same old story,” murmured the manager. “It’s odd how these fellows drift down here, isn’t it? Up to something crooked at home, I suppose. Understands the working of a bank, eh? I guess he understands it a little too well for my taste. No, no,” he continued, tapping the papers that lay on the table, “now that we’ve got a first-class man like Tomlinson, let’s hang on to him. We can easily wait ten days, and the cost of the journey is nothing to the bank as compared with getting a man of Tomlinson’s stamp. And, by the way, you might telephone to

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