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rules. In the morning the banker was never to be seen, being engaged in his private office, and not a clerk would venture to knock at his door. Even had one done so, no reply would have been returned; for the experiment had been tried, and it was believed that nothing short of an alarm of fire would have brought him out.

The banker was a big man, quite bald, his face was clean shaved, and his little gray eyes twinkled incessantly. His manner was charmingly courteous, and he said the most cruel things in the most honied accents, and invariably escorted to the door the man whom he would sell up the next day. In his dress he affected a fashionable style, much used by the modern school of Shylocks. When not in business, he was a pleasant, and, as some say, a witty companion. He was not looked on as an ascetic, and did not despise those little pleasures which enable us to sustain life’s tortuous journey. He liked a good dinner, and had always a smile ready for a young and attractive face. He was a widower, and all his love was concentrated on his daughter. He did not keep a very extravagant establishment, but the report in the neighborhood was that Mademoiselle Flavia, the daughter of the eminent banker, would one day come into millions. The banker always did his business on foot, for the sake of his health, as he said; but Flavia had a sweet little Victoria, drawn by two thoroughbred horses, to drive in the Bois de Boulogne, under the protection of an old woman, half companion and half servant, who was driven half mad by her charge’s caprices. As yet her father has never denied her anything. He worked harder than all his clerks put together, for, after having spent the morning in his counting house over his papers, he received all business clients.

On the day after Flavia and Paul Violaine had met at Van Klopen’s, M. Martin Rigal was, at about half-past five, closeted with one of his female clients. She was young, very pretty, and dressed with simple elegance, but the expression of her face was profoundly melancholy. Her eyes were overflowing with tears, which she made vain efforts to restrain.

“If you refuse to renew our bill, sir, we are ruined,” said she. “I could meet it in January. I have sold all my trinkets, and we are existing on credit.”

“Poor little thing!” interrupted the banker.

Her hopes grew under these words of pity.

“And yet,” continued she, “business has never been so brisk. New customers are constantly coming in, and though our profits are small, the returns are rapid.”

As Martin Rigal heard her exposition of the state of affairs, he nodded gravely.

“That is all very well,” said he at last, “but this does not make the security you offer me of any more value. I have more confidence in you.”

“But remember, sir, that we have thirty thousand francs’ worth of stock.”

“That is not what I was alluding to,” and the banker accompanied these words with so meaning a look, that the poor woman blushed scarlet and almost lost her nerve. “Your stock,” said he, “is of no more value in my eyes than the bill you offer me. Suppose, for instance, you were to become bankrupt, the landlord might come down upon everything, for he has great power.”

He broke off abruptly, for Flavia’s maid, as a privileged person, entered the room without knocking.

“Sir,” said she, “my mistress wishes to see you at once.”

The banker got up directly. “I am coming,” said he; then, taking the hand of his client, he led her to the door, repeating: “Do not worry yourself; all the difficulties shall be got through. Come again, and we will talk them over;” and before she could thank him he was half way to his daughter’s apartment. Flavia had summoned her father to show him a new costume which had just been sent home by Van Klopen, and which pleased her greatly. Flavia’s costume was a masterpiece of fashionable bad taste, which makes women look all alike and destroys all appearance of individuality. It was a mass of frills, furbelows, fringes, and flutings of rare hue and form, making a series of wonderful contrasts. Standing in the middle of the room, with every available candle alight, for the day was fading away, she was so dainty and pretty that even the bizarre dress of Van Klopen’s was unable to spoil her appearance. As she turned round, she caught sight of her father in a mirror, panting with the haste he had made in running upstairs.

“What a time you have been!” said she pettishly.

“I was with a client,” returned he apologetically.

“You ought to have got rid of him at once. But never mind that; look at me and tell me plainly what you think of me.”

She had no need to put the question, for the most intense admiration beamed in his face.

“Exquisite, delicious, heavenly!” answered he.

Flavia, accustomed as she was to her father’s compliments, was highly delighted. “Then you think that he will like me?” asked she.

She alluded to Paul Violaine, and the banker heaved a deep sigh as he replied⁠—

“Is it possible that any human being exists that you cannot please?”

“Ah!” mused she, “if it were anyone but he, I should have no doubts or misgivings.”

Martin Rigal took a seat near the fire, and, drawing his daughter to him, pressed a fond kiss upon her brow, while she with the grace and activity of a cat, nestled upon his knee. “Suppose, after all, that he should not like me,” murmured she; “I should die of grief.”

The banker turned away his face to hide the gloom that overspread it. “Do you love him, then, even now?” asked he.

She paused for a moment, and he added, “More than you do me?”

Flavia pressed her father’s hand between both her palms and answered with a musical laugh, “How silly you are, papa! Why, of course

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