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Rahadzi,ā€ he whispered when we surfaced for air, ā€œwould your husband mind it very much if I played around under your burnoose?ā€

ā€œThis is serious!ā€ I said fiercely, trying to focus on what Iā€™d come for.

ā€œI should say it is,ā€ he agreed. ā€œI canā€™t keep my hands off of youā€”I canā€™t keep my mind on trackā€”thatā€™s more than serious!ā€ He bent down and kissed me again, until I could feel it in my toes. ā€œMadame Rahadzi, Iā€™m going to have a very hard time returning you to your husband. Why donā€™t we lock the door and pretend you arenā€™t married?ā€ he said.

I took a deep breath and held him away as he reached for me again.

ā€œI must get to those phones and call Tavish,ā€ I managed to get out. ā€œIā€™ve figured out what Lawrence is up toā€”but now I have to prove it.ā€

ā€œYou mean, something more than what we already know?ā€ said Tor, his eyes lightening.

ā€œI think heā€™s their banker,ā€ I told him. ā€œWhere else did they get all that moneyā€”hundreds of millions of dollarsā€”to buy up those loans? I think heā€™s done some creative financing in these last few weeks.ā€

ā€œWithout passing through the loan department for approvals?ā€ he suggested.

ā€œHeā€™s the head of bank-wide data processing. If we could get into the system and grab that dough, why couldnā€™t he?ā€”heā€™d only need it for the short termā€”ā€

ā€œEspecially if he cut a few corners, like refusing to pay us,ā€ agreed Tor. ā€œI think youā€™re onto something. The only phones for international calls are right there in that room. Stay here. Iā€™ll get Lelia to wrap things up quickly, drag them off, and show them a bit of the island or something. Never fearā€”Iā€™ll get you in there.ā€

ā€œCouldnā€™t you have found a more reasonable hour to phone?ā€ Tavish moaned, his voice gravelly with sleep. ā€œHave you any idea what time it is here?ā€

ā€œThis is an emergency,ā€ I told him. ā€œGet up, dunk your head in ice water, make a pot of coffeeā€”anything. I want you to get on-line to the bank in San Francisco and hit every file till you find what Iā€™m looking for.ā€

ā€œWhat are you looking for?ā€ he asked.

ā€œMoney. Lots and lots of money. About four hundred million dollars in short-term, low-interest, no-penalty loans.ā€

ā€œAnybody we know?ā€ asked Tavish, his voice sounding considerably more cheerful.

ā€œOnly time will tell,ā€ I said.

But two hours later, I was a bit less optimistic. We were still on the phone, Tor and Lelia having left a note that they were taking the Vagabonds on a lengthy walking tour of the island, and would meet me for cocktails at the castle.

I was lying on the floor of the boardroom, the World War II telephone sitting on my chest, the receiver propped on the floor near my ear as Tavish and I pounded through our paces.

ā€œIā€™ve tried every bloody loan in the system thatā€™s short-term and has low rates,ā€ he informed me. ā€œI even checked those loans for automobile flooring, recreational vehicles, small boats, and student education! Iā€™m afraidā€”rumors to the contraryā€”that there are no four-year-college degrees that cost over fifty million dollars!ā€

ā€œThere has to be something out there,ā€ I said, cursing under my breath. ā€œThere arenā€™t that many of these Vagabonds. How many men would they trust in a deal this confidentialā€”twenty-fiveā€”fiftyā€”a hundred max? And these guys are all CEOs of major corporationsā€”not idle heirs to a dimestore fortune. They may be well paid, but not that well. They donā€™t have that kind of cash lying around their checking accounts. They got it from someoneā€”and that someone was Lawrence. Why else was he so frantic to keep me and the auditors off that system?ā€

ā€œTerrific theoryā€”Iā€™m in total awe,ā€ said Tavish. ā€œBut Iā€™ve rather exhausted my supply of rocks under which to look. Any new ideasā€”so long as weā€™re footing the global bill for satellite communications?ā€

ā€œTry the password file,ā€ I said. ā€œWhatever Lawrence did, he must have done under his own password.ā€

ā€œYou canā€™t be serious,ā€ said Tavish. ā€œThere are fifty thousand IDs out there. He might have used anythingā€”or two or three, or a dozenā€”or a hundred!ā€

ā€œTry Lawrence,ā€ I suggested.

ā€œBeg pardon?ā€

ā€œLawrence!ā€ I repeated. ā€œL-a-w-r-e-n-c-e. Or Larryā€”something like that.ā€

ā€œDonā€™t be absurd,ā€ said Tavish with disdain. ā€œNo one would use his own name as a passwordā€”like a birth date or motherā€™s maiden nameā€”itā€™s the very first thing a thief would think of trying.ā€

ā€œWe have nothing to lose at this point,ā€ I said. ā€œHumor meā€”give it a shot.ā€

Tavish went off mumbling, but a few moments later, I heard exclamationsā€”then a shriek.

ā€œThere is a password of Lawrence!ā€ he cried. ā€œBy God, this is the bloodiest, ugliest, most criminal thing Iā€™ve ever witnessed in my life!ā€

ā€œWhat is it?ā€ I cried, sitting up and clutching the phone to my ear.

ā€œIā€™ll print it all off on Charles Babbage so weā€™ll have the hard copy later,ā€ he said, ā€œsince I canā€™t print on your line. But Iā€™ll read the basics off to you. I hope youā€™ve got a quill handy.ā€

ā€œWhat is it?ā€ I repeated, clutching the pen and pad in my hands.

ā€œItā€™s stocks, duckyā€”three hundred million in bank stockā€”all of it transferred in the last two weeks.ā€

ā€œBank stock? You mean, shares in the Bank of the World?ā€

ā€œBelieve me, I havenā€™t a clue where it came from,ā€ said Tavish, ā€œbut I can quote you name, rank, and serial number for mucho millions of shares.ā€

Perhaps Tavish didnā€™t know where it had come fromā€”but I did. And I smiled. It wasnā€™t too hard to figure out where there was a block of bank stock that size, and one that was really handy. In fact, it could be transferred without ever leaving the bankā€™s computer system.

Theyā€™d ripped off the bankā€™s own employee pension fund!

It was late afternoonā€”nearly eveningā€”when I cut through the woods and dropped down below the castle to enter from the small peninsula beneath. From there, cobwebbed internal stairwells led directly to the observation tower overlooking the parapet and the seaā€”without passing through the courtyard, where I might be seen.

I knew that sound traveled

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