How to Get on in the World - Alfred Rochefort Calhoun (bill gates book recommendations TXT) 📗

goodmorrow.

"'II. But with our industry we must likewise be steady, settled and careful, and oversee our own affairs with our own eyes, and not trust to others; for, as poor Richard says—

"'I never saw an oft-removed tree,
 Nor yet an oft-removed family,
 That throve so well as those that settled be.

And again—Three removes as bad as a fire. And again—Keep thy shop, and thy shop will keep thee. And again—If you would have your business done, go; if not, send. And again—

"'He that by the plough would thrive
 Himself must either hold or drive.

And again—The eye of a master will do more work than both his hands. And again—Want of care does us more damage than want of knowledge. And again—Not to oversee workmen is to leave them your purse open. Trusting too much to others' care is the ruin of many; for, in the affairs of this world, men are saved, not by faith, but by the want of it. But a man's own care is profitable; for if you would have a faithful servant, and one that you like, serve yourself. A little neglect may cause great mischief; For want of a nail the shoe was lost; for want of a shoe the horse was lost; for want of a horse the rider was lost, being overtaken and slain by the enemy—all for want of a little care about a horse-shoe nail.

"'III. So much for industry, my friends, and attention to one's own business; but to these we must add frugality, if we would make our industry more certainly successful. A man may, if he knows not how to save as he gets, keep his nose to the grindstone all his life, and die not worth a groat at last. A fat kitchen makes a lean will; and

"'Many estates are spent in the getting,
 Since women for tea forsook spinning and knitting,
 And men for punch forsook hewing and splitting.

If you would be wealthy, think of saving as well as of getting. The Indies have not made Spain rich, because her outgoes are greater than her incomes.

"'Away, then, with your expensive follies, and you will not then have so much cause to complain of hard times, heavy taxes, and chargeable families; for

"'Women and wine, game and deceit,
 Make the wealth small and the want great.

"'And further—What maintains one vice would bring up two children. You may think, perhaps, that a little tea, or a little punch, now and then, diet a little more costly, clothes a little finer, and a little entertainment now and then, can be no great matter; but remember— Many a little makes a nickel. Beware of little expenses—A small leak will sink a great ship, as poor Richard says. And moreover—Fools make feasts, and wise men eat them.

"' Here you are all got together at this sale of fineries and nick- nacks. You call them goods; but if you do not take care they will prove evils to some of you. You expect they will be sold cheap, and perhaps they may for less than they cost; but if you have no occasion for them they must be dear to you. Remember what poor Richard says— Buy what thou hast no need of, and ere long thou shalt sell thy necessaries. And again—At a great pennyworth pause awhile. He means that the cheapness is apparent only, and not real; or the bargain, by straitening thee in thy business, may do thee more harm than good; for in another place he says—Many have been ruined by buying good pennyworths. Again—It is foolish to lay out money in a purchase of repentance; and yet this folly is practiced every day at auctions, for want of minding the almanac. Many a one, for the sake of finery on the back, has gone with a hungry belly and half-starved his family. Silks and satins, scarlet and velvets, put out the kitchen fire, as poor Richard says. These are not the necessaries of life; they can scarcely be called the conveniences; and yet, only because they look pretty, how many want to have them! By these, and other extravagances, the genteel are reduced to poverty, and forced to borrow of those whom they formerly despised, but who, through industry and frugality, have maintained their standing; in which case it appears plainly that, A ploughman on his legs is higher than a gentleman on his knees, as poor Richard says. Perhaps they have had a small estate left them, which they knew not the getting of; they think it is day and will never be night; that a little to be spent out of so much is not worth minding; but, Always taking out of the meal-tub, and never putting in, soon comes to be the bottom, as poor Richard says; and then, When the well is dry, they know the worth of water. But this they might have know before if they had taken his advice—If they would know the value of money, go and try to borrow some; for, He that goes a-borrowing goes a-sorrowing, as poor Richard says; and, indeed, so does he that lends to such people when he goes to get his own in again. Poor dick further advises, and says:

"'Fond pride or dress is sure a very curse,
 Ere fancy you consult, consult your purse.

And again—Pride is as loud a beggar as want, and a great deal more saucy. When you have bought one fine thing, you must buy ten more, that your appearance may be all of a piece; but poor Dick says, It is easier to suppress the first desire, than to satisfy all that follow it. And it is as truly folly for the poor to ape the rich, as for the frog to swell in order to equal the ox.

"'Vessels large may venture more,
 But little boats should keep near shore.

It is, however, a folly soon punished; for, as poor Richard says, Pride that dines on vanity, sups on contempt. Pride breakfasted with plenty, dined with poverty, and supped with infamy. And, after all, of what use is this pride of appearance, for which so much is risked, so much is suffered? It cannot promote health, nor ease pain; it makes no increase of merit in the person; it creates envy; it hastens misfortune.

"'But what madness must it be to run in debt for these superfluities! We are offered, by the terms of this sale, six months credit; and that, perhaps, has induced some of us to attend it, because we cannot spare the ready money, and hope now to be fine without it. But, ah! think what you do when you run in debt; you give to another power over your liberty. If you cannot pay at the time, you will be ashamed to see your creditor; you will be in fear when you speak to him; you will make poor, pitiful, sneaking excuses, and, by degrees, come to lose your veracity, and sink into base, downright lying; for, The second vice is lying, the first is running in debt, as poor Richard says; and again, to the same purpose, Lying rides upon debt's back . . .

"'And now, to conclude—Experience keeps a dear school, but fools will learn in no other, as poor Richard says, and scarce in that; for, it is true, We may give advice, but we cannot give conduct. However, remember this—They that will not be counseled, cannot be helped; and further, that, If you will not hear Reason, she will surely rap your knuckles, as poor Richard says.'

"Thus the old gentleman ended his harangue. The people heard it and approved the doctrine; and immediately practiced the contrary, just as if it had been a common sermon, for the auctioneer opened, and they began to buy extravagantly. I found the good man had thoroughly studied my almanacs, and digested all I had dropt on these topics during the course of twenty-five years."

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