Issues About Banks - Anita Punyanitya (tools of titans ebook .txt) 📗

Handling Banking Successfully

Issues About Banks

 

There are a whole lot of different ways different banks operate themselves by. Every bank is different from every other bank, I have found. Test things out for yourselves and open 4 or half a dozen accounts with a few different banks. You will find various limitations and benefits or merits about each bank for yourselves.

 

For example, the key contact points you have with key persons of your bank may be at three different possible departments at their Managers or Chiefs….or at the local bank branch or at a key person at the Head Office of the bank in a distant city.

 

You will have to find a way to reliably and consistently be able to contact your needed key person or persons who will aid you in getting transactions done as well as receive sums of money into your accounts….or do retrievals from internally stored larger funds of yours and somehow getting the right Computer Programmer using the right Funds Placement Computer program to actually place particular sums of yours right into your or others’ accounts.

 

There are other issues also. Sometimes, particular bank workers in funds payments positions of service take offence against your offer of a personal gift or fee for them to do the payment or funds placements for you of particular sums. The very large sums of yours require delicate verbal or typed notice handling from you…because in some cases….some bank workers involved in doing payments for you or into your accounts take offence if they are gifted or offered far too much money for doing a payment for you or to your account, and at other times some bank workers take offence that you may be very rich and they will totally refuse to serve you altogether and will refuse to do any payments to your account and from you to your recipients. These ones need to be sacked or handled by their Manager.

 

So the solution to all these delicacies of the various bank workers requires that you are careful what you write to them or tell them, when trying to get payments to get done, or funds placements right into your accounts to happen. The old art of giving the Accounts Manager or Branch Manager a large lump sum per month or per year for him or her to make sure all payments and arrivals do happen smoothly no longer always work. Some bank workers simply are immature and disrespect your money, and they simply refuse to do any work altogether if offered a high sum each month or each year. So you need to always deal with the Branch Manager and never deal with individual workers of the Payments Department or at the Branch of your Bank. Its got to be the Manager of the Payments Department or at the Branch who is going to control and discipline his or her workers ( its usually a him ) by instructing them to do particular payments or placements…and he needs to be offered a good sum to make sure things get done if your sums are large sums……..either every time you need some major sums paid through….or on a monthly or yearly basis.

 

There are tried successful and ways that everyone is happy with to eventually arrive at getting the right results, though it may take a while to arrive at results.

 

Its not always going to be successful to offer a very large sum to them at the bank to do the work and serve you and your requirements of the bank. Simply state:

 

“ Please take your suitable personal fee for doing this“, if you aren’t inclined to offer large annual sums.

 

Now we have arrived at the days now of some banks now allowing Funds Placement workers to keep 3% of every sum they are about to place right into your account. It may at first cause major social disruption, as payments are not fully received by your con tractors or people whom you are giving payments to,….and they may not recognize arrived 97% sums as the payments they are on the lookout for in their bank accounts for giving service or selling a product to you. So either you are from now on going to have to always make sure you pay an extra 3% for everything you need to pay for through banking, or you are going to have to warn your recipients that the sum arriving is going to appear smaller by 3%. Given time and much publicity about this new banking trend, things should sort themselves out smoothly one day. Its all for the purpose of eliminating recalcitrant Funds Processing workers at the banks from refusing for months on end to years on end of doing payments and Funds Placements right into your accounts, particularly if you are a millionaire or billionaire. It can be a real problem of the workers feeling poor and not wanting to serve anyone else who has a lot of money or is paying out large sums of money.

 

So now, with the Funds Processing or Payments workers all getting their 3% for every placement into accounts, they should be very pleased with each day’s haul they all make from doing all the Funds Placements, and the whole problem of failed arrivals continually in customers’ accounts should cease. The problem all this does cause is to very poor people…and so we must lift the level of real income in everybody’s lives and bank accounts.

 

Know that banks are not mysteries. When and if things fail to arrive or happen for you continually for week, months and years on end, sometimes it is to do with people not being bribed enough. Sometimes and most often it is to do with incompetent banking staff who are incompetent computer programmers or who don’t know whom to talk to at the bank to get hold of the right and maybe only computer program which can do particular types of payments or retrievals. In the end, its sometimes the simplest solution to close all your accounts with a particular bank and take your money to a well known far better quality bank without a reputation for endless lawsuits against them nor huge fines by a Government Body. Half their problems is failure of male staff computer programmers and sometimes key people like Managers and Chiefs to talk to people and ask for information and advice, and share technique even of how to use particular computer programs. It’s a male problem of sitting isolated at their computers at the banks quite often…and so you need to tell them by message to go talk to colleagues and ask how to use particular payments computer programs known to, for example, the Teller at the Branch Customer Service Booth downstairs.

 

You can see and know their problems eventually for yourselves. Things are really not a great mystery when things fail to happen right for weeks. Don’t put up with longer than two to three week of non-arrivals and non-payments….and if you are buying a property and have a two to three days window of opportunity to pay for the initial Deposit, don’t wait longer than 1 and ½ days for the sum to have arrived at the recipient’s end before taking radical action to get the payment done…sometimes needing to approach the Chief Computer Programmer at Head Office and gifting him highly to make sure the payment goes through. You will know what your technique is. Don’t wait for ages until the last day possible…but tackle the non-action by particular prejudiced or even lazy bank Managers quite immediately to ensure your payments go through before the deadline of the third day. You will know what is really going on by simply continually enquiring whether the sum has arrived yet or not. And if not. Take action. Sometimes radical action.

 

Know that it takes time for funds to finally arrive or be placed right into your accounts, after instructing for their placement or sending forth of funds to your accounts. First of all it needs a willing worker of Senior Computer Programmer ( is your sum is large ) to do the payment or needed retrieval and payment. Then it takes more days for the Funds Process Department’s workers to do the placement of sums right into your accounts from wherever the sums have come from> Sometimes the workers simply refuse to deal with large millions or billions, and you have to contact your Funds Processing Department Manager of your city or State or even in a few cases, the Head Office of smaller Banks….to get the sums placed right into your or customers’ accounts. Contact the key person who is the Manager of the Funds Payments and Processing Department who then deals with the reluctant people to do the actual placement work. Don’t pine in weeks of silence and just wait for funds to arrive or be placed right into your accounts. Contact the relevant Manager. And sometimes, if you find that still zero results continue to happen, it will be because of sabotage and corruption of the Chief Accounts Manager who in some instances write up computer programs to obstruct all payments from ever arriving right into your accounts…particularly if you are a billionaire or high hundreds of millions in your real money.

 

Keep taking action if ever you understand that there is incompetence of computer programming going on, or recalcitrance of unwilling workers going on, or there is the need to pay high sums to key Managers to ensure things keep happening for you, or there is the need to highly skilled, new expert computer programmers needing to be hired by the CEO or Chief of the Bank to attend to your banking needs of payments to you or from you. Remind the CEO of how much profits the Bank is earning from your funds daily, and tell him to be willing to spend some of these daily profits for the bank on hiring highly skilled computer programmers, particularly if you are dealing with high sums.

 

Finally, payments do need a number of days to finally arrive, once placed to go into your accounts. So give it 5 working days before taking action.

 

If all fails, there is the threat you can offer you Bank key Managers and the CEO of such things as , in an Australian example, a billion dollar ASIC fine for the banks for refusing to ensure your funds do arrive into your accounts or are paid out from your funds as you request. You don't want your contracts with others destroyed by non payments, so ask for staff to be sacked or released if they keep causing this problem to you. Make the banks give you your funds and do payments for you agreeably. 

 

 

 

 

 May things go smoothly for you and no disruptions occur against your life and plans.

 

 

 Anita Punyanitya

 28th February 2017

 

 

 

 

 

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Publication Date: 03-02-2017

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