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Planning for Elder Care

Planning for Elder Care

 

Elder care, also known as Senior Care, may encompass assisted living, nursing care, adult day care, hospice care and in-home care.  It is a known fact that as we age there is a general decline in health. In my book, One Caregiver’s Journey, this is described as the transition period.    Transition may come lightning fast through an illness such as broken hip or stroke, or over time as your loved one loses mobility or other chronic health issues arise due to normal aging, such as diabetes or arthritis.  In my case, I became my mother’s 24/7 full time caregiver shortly after she broke her hip.  She remained in my home home until her death 9 ½ years later at the age of 102.

How can we prepare for a sudden health event? Family members will recognize the need for more assistance and care.  One of the first considerations is to determine how much intervention will be necessary or if their loved one requires specialized care.  An honest, open discussion needs to occur to surrounding financial considerations for senior care options.  Specialized care is expensive.  Does the loved one have long-term care insurance, or will the care be private pay.  Where does the money come from?  If the elderly relative’s home is sold to pay for specialized care will it cover all their needs?    Ensuring the safety and wellbeing of our elderly loved ones can be overwhelming, particularly if the transition results from a sudden illness.   First, and foremost, it is important to ensure in-home care be safe and nurturing.    Can modifications be made to the home which allow your elderly relative to remain independent with minimal care?  Before my mother returned home from the rehabilitation center after she broke her hip, the facility required certain home modifications be made to the bedroom and bathroom.

 

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Planning for Elder Care

 

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Publication Date: 05-11-2020

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Dedication:
How can we prepare for a sudden health event? Family members will recognize the need for more assistance and care. One of the first considerations is to determine how much intervention will be necessary or if their loved one requires specialized care. An honest, open discussion needs to occur to surrounding financial considerations for senior care options. Specialized care is expensive. Does the loved one have long-term care insurance, or will the care be private pay. Where does the money come from? If the elderly relative’s home is sold to pay for specialized care will it cover all their needs? Ensuring the safety and wellbeing of our elderly loved ones can be overwhelming, particularly if the transition results from a sudden illness. First, and foremost, it is important to ensure in-home care be safe and nurturing. Can modifications be made to the home which allow your elderly relative to remain independent with minimal care? Before my mother returned home from the reh

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